Announcing the Launch Date of Monex Card, an Affiliated Credit Card

Announcement of Subsidiary’s Release


TOKYO, April 27, 2021 – Monex, Inc., a wholly owned subsidiary of Monex Group, Inc., issued the
following press release today.




Attachment: Summary of Monex, Inc. press release

Announcing the Launch Date of Monex Card, an Affiliated Credit Card
Monex Points Given for the Use of the Credit Card




Contact: Akiko Kato Yuki Nakano, Minaka Aihara
Corporate Communications Office Investor Relations, Financial Control Department
Monex Group, Inc. Monex Group, Inc.
+81-3-4323-8698 +81-3-4323-8698
This material is an English translation of a Japanese announcement made on the date above. Although the Company intended
to faithfully translate the Japanese document into English, the accuracy and correctness of this English translation is not
guaranteed and thus you are encouraged to refer to the original Japanese document. This translation was made as a matter of
record only and does not constitute an offer to sell or to solicit an offer to buy securities in the U.S.
 Announcing the Launch Date of Monex Card, an Affiliated Credit Card
Monex Points Given for the Use of the Credit Card


TOKYO, April 27, 2021 - Monex, Inc. (Representative Director and President: Yuko Seimei,
hereinafter “Monex”) and Aplus Co., Ltd. (Representative Director and President: Tetsuro Shimizu,
hereinafter “Aplus”), a Shinsei Bank Group company, announced that an affiliated credit card service,
“Monex Card,” which was publicly announced on Wednesday, January 27, 2021, will be officially
launched on Wednesday, May 15, 2021. The start of a new service that allows customers to settle
periodic investments in mutual funds through Monex Card will come later this winter.


■ Background
Since the previous announcement, both companies have been preparing to launch Monex Card. Monex
aims to transform its business model to asset management model, which provides the customers with
services and advices that increase customers’ assets in custody. New services related to Monex Card
such as periodic investments in mutual funds (scheduled to be launched this winter) will help to
increase customers’ assets in custody. Meanwhile, Aplus aspires to “pursue growth through co-
creation of value,” which is part of the basic policy under the company’s mid-term management
strategy. The company hopes to expand its customer base as it offers better financial services with the
addition of Monex Cards.

With the launch of Monex Cards, as they work together to benefit from the synergies, both Monex and
Aplus are committed to offering financial services that cater to the specific needs of customers.


■ Features
1. Monex Points Offered
Monex provides a reward program called Monex Points. To acquire Monex Points, customers were
required to hold mutual funds or trade equities thus far. Henceforth, one Monex Point is given for
every 100-yen payment made with Monex Cards.

2. Free Immediate Cash Out
Monex is offering Immediate Cash Out services for 330 yen per cash-out transaction, in which a
customer can receive funds from their securities account to the account of a financial institution
designated by the customer anywhere in Japan. Holders of Monex Cards can enjoy Immediate Cash
Out services for free up to five times per month. This helps them move funds to their bank accounts
when they urgently need more cash with no concern over fees.


■ About Monex Points
Monex Points are earned through stock trading or mutual funds. Points can be used to pay stock trading
commissions or to exchange with cryptocurrencies through Coincheck Inc., a Monex Group company.
Customers can also exchange Monex Points with rewards offered by affiliated companies to enjoy
shopping, dining and leisure.